Your Property
💰 Purchase Price£200,000
🏦 Deposit / Cash In£50,000
Region
Capital Growth %
Gross Yield %
Savings Rate %
True Cost Builder
Void Periods %
Repairs/Maint %
Agent Fees %
Insurance £/yr
Accountancy £/yr
Inflation Rate %
🏦 BANK OF ENGLAND — CURRENT CONTEXT
UK base rate target: 2%. Average savings rate: ~2.5%. With inflation at 3.5%, money in savings loses real value every year.
Savings Account
After 5 years
£0
Real value after inflation
Property Investment
After 5 years
£0
After ALL true costs
True Yield Breakdown — What You Actually Make
Gross Yield
0%
Net Yield
0%
True Net Yield
0%
True Net Yield = after voids, repairs, agent fees, insurance & accountancy
Wealth Over 20 Years
Savings (real)
Property (true net)
Annual Cost Breakdown — The Full Picture
Year by Year Comparison
⚠ Capital Growth Disclaimer
Capital growth varies significantly by location. Historical averages are used as a guide only. Some areas may experience zero or negative growth. Always research local market conditions, regeneration plans and comparable sales before investing. Past performance does not guarantee future results.
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